Paying more than $80/mo for insurance? That’s a mistake.

Most people renew automatically and miss better prices. Here’s what drives overpayment — and the simple fix.

#1 – You’re on an old rate

Prices change monthly by state. Old policies rarely update down.

#2 – No real comparison

Most people check 1–2 sites and stop. The best price stays hidden.

#3 – Agent incentives

Traditional sales earn more when you pay more.

The fix — Covera

~60 seconds • No calls