From $30/month

Insurance that fits any life.

Any car. Any home. Any state. Fixed low rates, 100% online, no hidden fees.

Instant quotes
2-year locked rates
Your Covera Plan
Active
$30
/ month

Lock your rate for 24 months. Switch anytime.

  • Any vehicle & any home
  • Instant digital policy
  • Cancel anytime
Start with Auto
Auto

Auto Insurance

from $30

Lower rates in minutes. Keep your current coverage or improve it.

Get Quote
Home

Home Insurance

from $30

Protect your place with flexible coverage and fast claims.

Get Quote

Why Covera

Simple, transparent protection designed around you.

Instant everything

Quotes, policies, and claims — all online without calls.

🔒

Locked for 2 years

Keep your monthly price steady for 24 months.

🧩

Fits any life

Any car, any home, any driver — we’ve got you covered.

How it works

1

Pick a product

Choose Auto or Home — or both.

2

Tell us the basics

We only ask what's needed to price it right.

3

Get covered

Review, pay, and your policy is live.

Loved by drivers and homeowners

Over 10,000 policies issued — average rating 4.9/5

★★★★★

“Switched in 5 minutes and cut my bill in half.”

— Alex M.
★★★★★

“Locked at $30/mo, no surprises. Exactly what I needed.”

— Priya K.
★★★★★

“Auto and home in one place. Super clean experience.”

— Daniel R.